Attention homeowners: Real estate appraisal services for in Chandler and Maricopa County
Here are the top 7 reasons why Arizona homeowners order from Central Arizona Real Estate Appraisers:
We at Central Arizona Real Estate Appraisers understand the special needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenging a property tax assessmentIf you live in an area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Central Arizona Real Estate Appraisers is your number one weapon.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you abolish unwanted PMI insurance.
HELOC recently frozen?If your home is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Central Arizona Real Estate Appraisers can provide you with efficient appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd prefer to have an expert double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Central Arizona Real Estate Appraisers offers field reviews where we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Central Arizona Real Estate Appraisers can help you with that. Although most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.